Do You Need a Building and Pest Inspection for a Strata Property?
15th September, 2025
When buying a residential property in NSW, getting the right inspection is crucial. However, the type of inspection you need depends on the kind of property you’re buying.
If you’re purchasing a standalone house, a building and pest inspection is standard. But for strata-titled properties -like apartments or townhouses- a strata inspection report is usually more relevant. So, should you still consider a building and pest inspection?
Let’s break it down.
What Is a Strata Property?
Strata properties are part of a larger complex. This can include shared areas such as lobbies, gardens, lifts, and pools. These common spaces are maintained by an Owners Corporation (also known as Body Corporate in QLD).
When you buy into a strata scheme, you’re not just buying the unit. You’re also buying into shared responsibility. Because of this, strata inspection reports are designed to provide a complete view of the property’s overall condition—both physical and financial.
What’s in a Strata Inspection Report?
A strata report focuses on:
- The financial health of the Owners Corporation
- Past and planned major works
- Special levies and regular fees
- Building insurance coverage
- Compliance with fire safety and asbestos rules
- Meeting minutes from the last 2–3 years
- Legal disputes or disharmony among residents
This report helps you understand whether the building is well-managed. For example, if past minutes reveal repeated issues with water damage or lift failures, that can be a red flag.
It’s also crucial to be aware of any special levies. These are extra fees that the Owners Corporation might charge owners to cover unexpected or major expenses-like urgent repairs due to fire safety upgrades, roof repairs, or legal costs. Special levies can add up quickly and sometimes come as a surprise if you haven’t reviewed the strata report carefully.
What About Building and Pest Inspections?
A building and pest inspection is more detailed when it comes to structural defects and termite activity. However, in a strata property, the building’s exterior and structure are usually maintained by the Owners Corporation – not individual owners.
Because of this, a building inspection of just your unit may have limited value. Most of the areas that would be inspected are outside your legal responsibility. However, it could still be worthwhile in older buildings or if there are signs of internal damage.
Can You Rely on the Strata Report Alone?
In most cases, yes. The strata inspection report gives you a full picture of the property’s long-term risks. It shows whether you’ll be hit with sudden levies or stuck in a building with unresolved issues. Yet, if the unit shows signs of damage, a supplementary building inspection may still help.
It’s all about balance. Understanding what you’re buying into, both physically and legally, can save you thousands later.
How Bangalow Conveyancing Can Help
Our experienced team ensures your legal contract review includes all necessary inspection reports before you sign. We work closely with strata managers, building and pest inspectors, and other experts to gather and review all relevant information. We guide you through the findings so you can buy with confidence, knowing exactly what you’re taking on – whether it’s a unit or a freestanding home. With us by your side, no detail is missed.
Need help reviewing your strata report or deciding if a building and pest inspection is necessary? Contact our friendly conveyancing team on 02 6687 0548 today.
